Call us today at 573.636.5017

Accord Mortgage NMLS# 1250924

Products & Services

Home Loans

We here at Accord Mortgage know people come from all walks of life. This is why we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle.

Benefits:

Accord Mortgage is dedicated to making sure we find you the best solution for your home loan. We offer a wide variety of benefits for our customers;


Various Fixed and Adjustable rate options.


Loans for 1 - 4 unit family residences.


Loans for rental and vacation properties.

First Time Buyers:

Buying your first home can be a daunting task, but we'll be here the entire way. For anyone thinking of buying their first home, we have programs for you too;


Low or no down payment required.


Tax credit advantages.


Down payment assistance options.

Accord Mortgage Loan Options

Conventional Home Loan

The gold standard in terms of home loans. Conventional home loans are backed by Fannie Mae and Freddie Mac and are ideal for the average person with good credit.


No funding fees required.


Generally, a minimum down payment of 5% is required.


First-time buyers only require a 3% down payment.


First-time home buyers only require a 3% downpayment.


Minimum Credit Score of 620 required.


No PMI with a downpayment of 20% or more.


For the option of no PMI with less than 20%, contact our mortgage professionals for more details.

FHA Insured Loan

An FHA loan offers a great option for borrowers who can't afford a large down payment. FHA loans also allow for higher debt ratios, so you can get into your dream home now.


You do NOT need to be a first time home buyer to qualify.


3.5% downpayment required.


580 minimum credit score required.

USDA Home Loan

USDA Loans are a great option for homebuyers wanting to purchase in "rural" areas. Give us a call to help determine if a home your interested in falls in a USDA eligible region.


No down payment required.


600 minimum credit score required.


Must meet income eligibility (This is different county-to-county).


Click Here to see if the home you're interested in falls in a USDA eligible region.


Click Here to learn more about USDA eligibility.

Ready to find out more?

Drop us a line today for a free quote!

VA Loans

Accord Mortgage values the service of all veterans, and is proud to offer all VA Loans with "Zero" up front lender fees. If you qualify for a VA Loan, you can take advantage of 100% financing to buy the home of your dreams.

Accord Mortgage VA Loan Information

VA Loan Benefits

Accord Mortgage is dedicated to making your VA Loan experience as seemless as possible. Below are some benefits you will experience compared to a Conventional Home Loan.


0% Down


No PMI


Competitive Interest Rates


Easier Qualification

VA Loan Eligibility

Veterans from many different branches and stays in service may be eligible for the VA Home Loan Program due to their time in service to our country. In addition to having a 580 Minimum Credit Score, if you meet one or more of the qualifications below, you may be eligible for the VA Home Loan Program.


Served 90 consecutive days of active service during wartime,


Served 181 days of active service during peacetime,


Have more than 6 years of service in the National Guard or Reserves,


Be the spouse of a service member who has died in the line of duty or as a result of a service-related disability.

Learn more about the VA Loan Program

The VA Home Loan program is a fantastic way for veterans to get the home of their dreams. Below are some resources for those who wish to learn more about the program and what it offers.


To learn more about the VA Home Loan Program, Click Here.

"Greg makes the complicated world of mortgages and interest rates easy to understand and walks you through every step of the process. He is always available, whether early in the morning or late at night to answer any questions that come up."

- Jake Schanzmeyer

Refinancing

The Mortgage and Loan business is always changing, and Accord is always on the forefront of the best rates. Call us Today to see if refinancing is right for you.

Accord Mortgage Refinancing Options

Rate Term Refinance

If the market interest rate is lower than your current home loan interest rate, it might be beneficial to refinance. We will help you realize the thousands of dollars in savings you could earn over the term of your loan. Don't miss out, rates are at an all time low, and we will do all we can do get you the best possible rate.

With likelyhood of rates increasing within' the next year, there has never been a better time than now to talk with one of our mortgage professionals and lock in your rate today!

Cash Out Refinance

Whether you want to consolidate debt, make improvements, or just take a vacation, a cash out refinance could be the ticket to reaching your goal. Home loan interest rates are at an all time low, let us help you take advantage of the equity in your home to fund your projects today!

Streamline Refinance

Accord Mortgage can offer streamline refinances on VA, FHA, and USDA home loans.


No appraisal required.


No income or asset qualification.


No or low underwriting fees.

Ready to get started?

Apply online and get your loan started today!

Specialized Services

On top of our other services, we offer many other services for all home loan situations. Check below to see if we can help in your unique situation.

Accord Mortgage Specialized Services

Manufactured Home Loan

Accord Mortgage offers the best financing available for manufactured homes. Unlike most lenders we can offer VA, FHA, and conventional financing on manufactured housing. Our interest rate and terms are unmatched.

Home Equity Line of Credit

Your home is often the most valuable piece of property that you will own in your life. A Home Equity Line Of Credit, or HELOC is a type of loan which uses the value of your home as collateral in order to allow you to improve the home itself, or other aspects of your life.


Often has far lower interest rates than a traditional second mortgage.


Only pay interest on the funds you utilize.


Commonly considered a second mortgage, coming with the included tax breaks and benefits.

Reverse Mortgage

The hassle of monthly payments and the worry of final costs can cause a lot of stress. A reverse mortgage can help you alleviate payments until you are ready to move on from your home in any situation. Accord Mortgage's expert consultant will help you discover if a reverse mortgage is right for you.


Remain in your home with no worry of monthly payments.


Family members are not responsible for excess funds due.


Lower interest rates than traditional mortgages.

Contact Accord Mortgage

Call 573.636.5017   |    Email hello@accordmo.com   |   Visit 2810 S. Ten Mile Dr. Jefferson City, MO 65109